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How do I Apply for a Payday Loan

Posted by Donna Robinson

Just  a financial services innovation company, which acts as bank correspondent for Bank. Our mission is to improve the financial lives of Brazilians. The unique technology developed by the team of Just analyzes the user’s finances to decide the terms of credit offer. With this, we can offer a fairer interest rate and a portion that fits in your pocket.

Hiring a payday loan at Just is a 100% online process, fast and transparent – and because the mission is to help people, Just returns to the consumer the information they found during the credit analysis. The user gets to know the status of his / her CPF and have an x-ray of his finances to identify if any habit needs to be changed.

We also show you the maximum amount you can pay with installment, without incurring more than 20% of your monthly income.

Understand how it works.

Understand how it works.

1. Start registering with email, mobile and password. This is how you can always return to the site.

2. Inform your CPF. Just connects with your partner to look up the status of your CPF. Two situations can happen:

It’s all okay and you move on to the next step. returns with some pending. In this case, we will not have an offer for you at this time, but we tell you exactly the amount in arrears and which company protested your name. So you can go back to solve this as soon as possible and come back!

  1. Connect your bank account. We analyze your finances to understand your income and how you spend money. This is how we will offer the most likely offer.

Do not worry: it’s safe! We are unable to conduct bank transactions for you because the password you entered is for display only.

Here also two situations can happen:

  • We have an offer for you! You can check the amount, term, interest rate and the payment date of the installment. We also tell you how much you will commit from your income to the payday loan. Now you just have to send a photo of your CNH and make the digital signature of the contract. We will check your documents and review your finances and if everything is ok, within two business days, the amount requested will fall on the account you have connected.
  • We do not have an offer for you, but we’ll give you an analysis of what we find in your finances. So you can understand where you are spending more than you can. We also show how much you are paying interest by special check and credit card, if that is your case.

I want to apply for a payday loan!